Check Yes Bank Personal Loan Best Interest Rate

Yes Bank Personal Loan Interest Rate | Yes Bank offers personal loans with interest rates as low as 10% p.a. Yes Bank offers personal loans to both salaried and self-employed people. The minimum loan amount is Rs.1 lakh, with a maximum credit amount of Rs.40 lakh available. The shortest loan term is 12 months, while the longest loan term is 60 months. Yes Bank Personal Loan Interest Rate offers medical costs, debt consolidation, and the purchase of electronics and appliances, among other things at a low rate. For more details, you can check Yes Bank Personal Loan interest rates, eligibility criteria, loan repayment tenure, etc.  

Yes Bank Personal Loan Interest Rate Highlights  

The following are Yes Bank Personal Loan highlights that help for availing the loan easily. Here you can check out the interest rates, loan tenure, loan amount, employment status, credit score, and more:  

Eligibility Criteria of Yes Bank Personal Loan  

If an individual needs to check their eligibility before availing of Yes Bank Personal Loan, the following points will help to avail the loan. Individuals who are salaried or self-employed can apply for a personal loan from Yes Bank if they meet the following criteria: 

• Yes Bank Personal Loan Interest Rate for Salaried Personnel

Yes Bank personal loans are available to salaried employees aged 22 to 60 having a monthly income of Rs. 18,000 or more. Other important elements that may affect your qualifying for a Yes Bank personal loan include: 

• Score and history of credit 
•  Monthly Earnings 
• EMIs that have already been paid and other ongoing costs 
• a long history of stable employment 
• Living at the current address for a period of time 
• Whether you live in a rented, owned, or mortgaged home 
• Relationship with the bank 

• Yes Bank Personal Loan Interest Rate for Self-Employed 

• Yes Bank requires self-employed candidates to be 22 years old to apply for a personal loan. Apart from the aforementioned characteristics, the following are other elements that affect the eligibility of self-employed individuals seeking a Yes Bank personal loan: 
• The current business registration certificate or an equivalent document attests to the business’s stability. 
• Certified account statements/P&L statements, etc. show a consistent income history. 

Documents required for Yes Bank Personal Loan  

Listed below are some of the most typical documents needed to apply for a personal loan with Yes Bank: 

• Completed application form. 
• Identity proof (passport, Aadhaar, driver’s license, voter’s ID) 
• Address proof is required. 
• For Salaried, a certain document is required: 
• Salary Slip/Salary Certificate of a salaried applicant as proof of income.  
• Proof of employment: Company letterhead signed and stamped certifying employment time for salaried employees. 
• For Self-Employed, a certain document is required: 
• Proof of Income: Certified P&L Statements or Acknowledged Income Tax Returns/Bank Statements 
• Proof of Business: A business registration certificate or a similar document is required as proof of business. 

Steps to apply for Yes Bank Personal Loan  

The Afinoz website allows you to compare and apply for the best personal loan offer in just four simple clicks. 

• Step 1: Fill out the form at the top of the page with your personal information, such as the required loan amount, occupation type, monthly income, present city, and so on. 
• Step 2: To see the finest personal loan options for you, enter your company information, work experience, and PAN. 
• Step 3: A list of personal loan offers from a variety of lenders will be provided, along with your odds of approval. Choose the most appropriate offer. 
• Step 4: Obtain an instant conditional e-approval from the lender of your choice. Following that, the customer service staff will walk you through the rest of the loan processing and disbursement process. 

Check Yes Bank Personal Loan Interest Rate Application Status  

While Yes Bank does not offer an online platform for checking the status of the personal loan application, you can do so by contacting Yes Bank customer care number 2021. 

• Yestouch@yesbank.in is the email address for the bank. Remember to include your application number as well as your phone number. 
• You can also send an SMS to (+91)9552220020 with the text ‘HELP’ space Customer ID>. 
• If you’re in India, dial 1800-1200 (toll-free) or (+91)2261219000 for help with your loan account. 
• Call +91-2230993600 or 1877-6598-044 (USA/CANADA) or 8081-7851-33 (UK) or 8000-3570-3089 from outside India (UAE). 

Conclusion  

In this article, you can get the complete details for availing of the loan at low-interest rates at Yes Bank Personal Loan Interest Rate. You can check the eligibility criteria, personal loan interest rates, and more. Yes Bank Personal Loan Customer Care Number 2021 solves the technical issues instantly. For availing of the loan, apply for the steps mentioned above. You can also contact Afinoz.com by using its EMI Calculator and other details.