By entering your information in our calculator tool, you’ll be able to see the following:

  • Student loan payment based off the term you select
  • Approximate future mortgage payment you would qualify for
  • Visualize your monthly debts and income





Student Loan Payment

The monthly payment will be higher if you select a shorter term and will be lower if you select a longer repayment term. The interest rate can vary based on your credit score and underwriting criteria. When you apply, we will show you all the repayment plans qualify for and you’ll be able to select the plan that best fits your goals.

Mortgage Qualifying Amount

Mortgage qualifications are dependent on your Debt-to-Income ratios. If you select a smaller student loan payment, you will qualify for a larger mortgage amount.

Fixed Term

In a fixed repayment plan, the monthly payment never changes. Your loan will be paid off at the end of the term selected!

Variable Term

In a variable repayment plan, your monthly payment can change.  Your interest rate changes based off the 3-month LIBOR (London Interbank Offered Rate). For purposes of determining the 3-month LIBOR index, a business day is any Monday through Friday excluding U.S. federal holidays.) The variable interest rate will change quarterly on the first day of each calendar quarter (“Change Date”) if the Current Index changes.